Personal short-term insurance protects you against unexpected loss, damage, theft, or liability involving your personal assets. It is renewed monthly or annually and can be adjusted at any time as your needs change.
Vehicle insurance options
- comprehensive covering your vehicle for accidents, weather damage, theft, hijacking and third-party claims
- Third party, fire and theft cover for theft, hijacking, fire damages to your own vehicle.
- Third party covers damage you cause to other people’s vehicles or property Household contents insurance
- Covers your household furniture, appliances, electronics, clothing and valuables against theft, burglary, fire and accidental damages. Some insurers offers mechanical and electrical breakdown cover as well.
Buildings (homeowner’s) insurance
- Covers your physical structures of your home against risks such as fire, storms, burst pipes, floodings, burglary damage. Some insurers offers geyser maintenance cover, accidental damage to fixed machinery
All Risks (Portable possessions cover – worldwide cover)
Depending on your type of policy, you will have the following cover.
- Unspecified items – This is to cover items designed normally to be worn on you as a person, personal effects away from home. This will also cover things like your handbag, clothing bags, luggage etc. However, note that certain items MUST be specified to enjoy cover
- Specified items – Items such as cellphones, tablets, jewellery, laptops, sporting equipment, handheld electronic equipment etc. must be specified to enjoy cover away rom home.
Asset All Risk basis
- You no longer need to specify items under the All Risks Section, as on other policies, provided the cover amount is sufficient.
- Should you have a very high valued item then it must rather be specified.
- This will cover items such as personal cellphones, tablets, jewelry, personal laptops, sporting equipment, handheld electronic equipment, photographic equipment, handbag, clothing bags, luggage etc taken away from home.
Personal Liability cover
- Protects you if you are legally responsible for injury to someone else or damage to their property.
- Example someone is injured on your property, or you accidentally damage someone else’s belongings
Contact.
We appreciate your interest and look forward to assisting you. Please fill out the form below with your inquiry, and a member of our team will respond promptly.
Alternatively, you may contact us via email or phone
T: (011) 440 1975
E: personallines@privefs.co.za
Address
222 Athol Street,
Highlands North, Johannesburg,
Gauteng, 2192